For anyone that’s recently been injured in an auto accident, there are two basic types of damages that courts usually awards with your auto accident insurance claim, with the possibility for a fourth kind of damage depending on the circumstances of a accident. The amount of damages that any person gets is determined by several factors, usually the degree of negligence on the part of the other driver, how much personal injury they suffered, and how much their car was damaged.
The first type of damages that you can college are known as compensatory damages. These are basic damages that are intended to make you whole from the losses that you suffered as an result of the accident. Included in this are hospital bills, car repair and replacement expenses, loss of income, and rental car expenses. If you want to be fully compensated for these, make sure that you save your receipts and bills to prove the amounts that you paid.
The second type of compensation that you can receive is called punitive damages. Punitive damages are put in place to punish the person that was negligent and also to make sure that you receive some money for the intangible effects on your quality of life that the accident had. These types of damages are biggest in cases where there is a significant personal injury involved, especially if the person driving was drunk or otherwise grossly negligent.
Finally, you may also be entitled to collect on damages from a defective product. In this type of damage, you are entitle to receive compensation because the manufacturer of your car wasn’t roadworthy and should have been recalled.
However, knowing the different damages that you can collect is just the tip of the iceberg when it comes to filing your auto insurance claim. For more information on all things related to your claim, from what to do immediately after the accident to negotiation tips, visit the Auto Accident Settlement Center.
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